Framtidens investeringar Presterar fondrobotar bättre än konventionella fonder och marknadsindex?

Abstract

The introduction of the study begins by describing robo-advisors and their progression in the market, where several investors are starting to utilize robo-advisors. The rapid development of robo-advisors challenges traditional investment alternatives, thereby adding an additional dimension of choices for investors. The attractive combination of simplicity and the ability to allocate capital based on risk levels makes robo-advisors an attractive option, allowing investors to adopt an increasingly passive approach. A quantitative method has been used in the study, where data has been collected for robo-advisors, conventional funds and market index. For research question 1, the measurement period is from 2020-01-01 to 2023-11-30, and for research question 2, the period measured is from 2020-02-03 to 2020-05-04. The collected data has then been analyzed and compiled in Excel. In conclusion, research question 1 is discussed first, revealing that robo-advisors exhibit varying average returns compared to conventional funds, indices, and the global index. No clear conclusions about the performance advantages of robo-advisors can be drawn. Subsequently, research question 2 is discussed, where the author group can conclude that robo-advisors performed worse than conventional funds during the measurement period. In comparison with indices and the global index, the conclusion is that robo-advisors with a lower share of stocks yielded higher average returns.